Our Story

Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 and continues to serve the needs of citizens of Carlisle, Hickman, Ballard, and surrounding counties.
Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve. Our staff, management and directors all provide the highest level of customer service which has directly resulted in the success of the bank. We continually offer new products and technologies to better serve our customers’ banking needs. In doing so, Citizens Deposit Bank has made a commitment to serve the customers in our trade area for years to come with products and services offered in the largest banks in the country and the customer service of a small town community bank.

Our strong commitment to our customers and the communities which we serve has made Citizens Deposit Bank one of the more prosperous banks in Western Kentucky. Feel free to visit, call or e-mail us with any questions you may have about our products or services. Citizens Deposit Bank is now and will remain the bank where you know your banker and your banker knows you.

Hours and Locations

If we can provide better service to you, please do not hesitate to give us a call. Please also feel free to come by and meet a friendly group of people willing to work hard to meet your banking needs.

Click on the interactive map below to view our hours and locations.

Contact Us

Citizens Deposit Bank officers and employees will continue to be available to personally assist you with your banking needs. Just fill out the form below to contact us by email. Please do not send personal information in this un-secure email. Secure email may be sent from the Secure Feedback form from within our Online Banking’s Support Tab or give us a call at (270) 655-6921 in Arlington, (270) 628-9199 in Bardwell, (270) 642-2350 in Cunningham, (270) 462-8400 in Kevil, or (270) 335-3392 in Wickliffe, anytime during our normal business hours and we would be glad to help.

ATM Locations

Click on the interactive map below to view our ATM locations.

We are constantly looking for ways to make your banking experience more convenient, so we partnered with Paducah Bank, FNB, and CFSB so CDB customers can use their debit/ATM card at any of the following ATM locations with no transaction fee!