Man and son walking down a trail towards the giant rocks

About Us

Our Story

Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 and continues to serve the needs of citizens of Carlisle, Hickman, Ballard, and surrounding counties.
Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve. Our staff, management and directors all provide the highest level of customer service which has directly resulted in the success of the bank. We continually offer new products and technologies to better serve our customers’ banking needs. In doing so, Citizens Deposit Bank has made a commitment to serve the customers in our trade area for years to come with products and services offered in the largest banks in the country and the customer service of a small town community bank.

Our strong commitment to our customers and the communities which we serve has made Citizens Deposit Bank one of the more prosperous banks in Western Kentucky. Feel free to visit, call or e-mail us with any questions you may have about our products or services. Citizens Deposit Bank is now and will remain the bank where you know your banker and your banker knows you.

 

Board of Directors
Ernest Lee Williams
Ricky L. Williams
James E. Cherry
Philip Hocker
Gina Webb
Kevin Crider
David Rambo
Bank Officers
Ernest Lee Williams, CEO
Ricky L. Williams,
President/Senior Lender
Danny D. Beyer,
Senior Vice President/Senior Lender

Hours and Locations

If we can provide better service to you, please do not hesitate to give us a call. Please also feel free to come by and meet a friendly group of people willing to work hard to meet your banking needs.

Click on the interactive map below to view our hours and locations.


Contact Us

Citizens Deposit Bank officers and employees will continue to be available to personally assist you with your banking needs. Just fill out the form below to contact us by email. Please do not send personal information in this un-secure email. Secure email may be sent from the Secure Feedback form from within our Online Banking’s Support Tab or give us a call at (270) 655-6921 in Arlington, (270)335-3392 in Wickliffe, or (270) 628-9199 in Bardwell anytime during our normal business hours and we would be glad to help.


    ATM Locations

    Click on the interactive map below to view our ATM locations.

     

    We are constantly looking for ways to make your banking experience more convenient, so we partnered with Paducah Bank, FNB, and CFSB so CDB customers can use their debit/ATM card at any of the following ATM locations with no transaction fee!

    Paducah Bank ATM Locations
    LocationAddress
    Main Office 555 Jefferson Street
    (across street from Main Office)
    Lone Oak 2855 Lone Oak Rd
    (SuperValu® parking lot)
    Mid-City 2401 Broadway
    (located in bank parking lot)
    Reidland 5542 Reidland Road
    (located in drive-thru)
    Strawberry Hill 4575 Pecan Drive
    West Park 2777 West Park Drive
    South Side 3330 Irvin Cobb Drive
    (near Walmart®)
    Jackson Street 2965 Jackson Street
    (SuperValu® parking lot)
    FNB ATM Locations
    LocationAddress
    Mayfield Main Office 101 East Broadway Mayfield, KY 42066-2317
    Mayfield South Office 310 Charles Drive Mayfield, KY 42066-2317
    Lone Oak Office 3445 Lone Oak Road Paducah, KY 42003
    Paducah Office 630 Jefferson Street Paducah, KY 42001
    Wingo Office 9606 State Rt. 45 South Wingo, KY 42088
    Murray Office 1445 Lowes Drive Murray, KY 42071
    Cadiz Main Office 2558 Main Street Cadiz, KY 42211
    Cadiz West Office 1197 Canton Road Cadiz, KY 42211
    CFSB ATM Locations
    LocationAddress
    Benton Banking Center 221 West 5th Street Benton, KY 42025
    Calloway County Banking Center 1721 North 12th Street Murray, KY 42071
    Calvert City Banking Center 456 5th Avenue Calvert City, KY 42029
    Draffenville Banking Center 23 Hwy 68 West Benton, KY 42025
    McCracken County Banking Center 3390 Park Avenue Paducah, KY 42001
    Phone: (270) 443-6203
    ATM: Aurora 16647 US Hwy 68 East Hardin, KY 42048
    ATM: Benton 5th & Ash Street Benton, KY 42025
    ATM: Benton Banking Center 221 West 5th Street Benton, KY 42025
    ATM: Calloway County Banking Center 1721 North 12th Street Murray, KY 42071
    ATM: Calvert City Banking Center 456 5th Avenue Calvert City, KY 42029
    ATM: CFSB Center 1401 State Route 121 North Murray, KY 42071
    ATM: Draffenville Banking Center 23 Hwy 68 West Benton, KY 42025
    ATM: Hardin Hwy 402 Hardin, KY 42048
    ATM: McCracken County Banking Center 3390 Park Avenue Paducah, KY 42001
    ATM: Murphy's USA 5th 308 W 5TH Street Benton, KY 42025
    ATM: Murphy's USA 12th 807 N 12th Street Murray, KY 42071
    ATM: Murphy's USA Hinkleville 5132 Hinkleville Road Paducah, KY 42001
    ATM: Wal-Mart 310 5th Street Benton, KY 42025

    Contact Us

    Mobile Banking

    Online Banking

    Reorder Checks

     

    Routing Number: 083907984


    To report a lost/stolen card or suspected fraud during non-banking hours, please call us at 1(800)264-4274 extension #-19247.