Personal Checking

Convenient Checking

A great way to get started with no monthly fees.

• FREE Visa Check Card
• FREE E-Statements
• FREE Online Banking & BillPay
• Unlimited Check Writing
• No balance requirement
• No monthly service charge
• OPEN TODAY: Only $50 minimum deposit

*dormant fee of $2.50 per month if dormant for 6 months and less than $100*

Interest Bearing Accounts

Build your balance by earning interest overtime!

Tiered Checking

• FREE Visa Check Card
• FREE E-Statements
• FREE Online Banking & BillPay
• FREE Basic Checks for customers 55 years or older
• Unlimited Check Writing
• OPEN TODAY: Only $600 minimum deposit

*if balance falls below $600 a service charge of $10.00 will be imposed*

Prime Invest Account

• FREE Visa Check Card
• FREE E-Statements
• FREE Online Banking & BillPay
• FREE Basic Checks for customers 55 years or older
• OPEN TODAY: Only $2,500 minimum deposit

*$10.00 service charge if balance falls below the $2,500 minimum balance*
*Six (6) transfers allowed from account per four (4) week period by check, draft, debit card, phone or electronic transfer*

Premier Account

• FREE Visa Check Card
• FREE E-Statements
• FREE Online Banking & BillPay
• FREE Basic Checks for customers 55 years or older
• OPEN TODAY: Only $25,000 minimum deposit

*25,000 minimum balance – If balance falls below $25,000 there will be a $10.00 service charge*

Personal Savings

Saving Accounts

Save & earn interest

• OPEN TODAY: Only $50 minimum deposit.
• Interest Bearing
• Six (6) transfers allowed from account per four (4) week period by draft, debit card, phone or electronic transfer.
• Three (3) withdrawals allowed from account per four (4) week period.

*Excess withdrawals per period accessed at $1.00 per withdrawal*

*Dormant fee of $2.50 per month if dormant for 6 months and less than $10*

Christmas Club

Saving for the Holidays made easy.

• OPEN TODAY: Only $2.00 minimum deposit.
• Interest Bearing

*no withdrawals allowed before maturity date*

Roundup Savings

An effortless way to save.

• FREE for our customers.
• Each time you use your CDB Visa Check Card, your purchase amount will be rounded to the nearest dollar. The excess amount will be transferred to the designated savings account.
• SET UP TODAY: Visit any of our locations or call us at 270-655-6921.

Personal Loans

Residential Real Estate Loan

• Fixed and Variable Rate Mortgages
• Home Improvement Loans
• Secondary Market Loans
• Construction Loans
• Home Equity Line of Credit Loans
• Rural Development Loans
• FHA Loans
• VA Loans

Installment Loans

• Auto Loans
• Recreational Vehicle Loans
• Personal Loans
• CD Loans

Farm/Commercial Loans

• Operating Loans
• Real Estate Loans
• Equipment Loans

Click here to get more information about the value of your current/future vehicle

Mobile/Online Banking

Click on the link below to use the interactive demo for our mobile/online banking services:

https://cdbky.myebanking.net/#/demo

MOBILE BANKING

CDB Mobile Banking is a convenient way to make transactions through a mobile device (cellphone, tablet, etc). Our mobile app is FREE and allows you to do all you can do at our banking center anytime, anywhere!

• View account balance, activity, and transactions
• Label accounts
• Transfer funds
• Locate a branch or ATM
• Deposit Checks
• Change PIN
• Turn your CBD Visa Check Card ON/OFF
• Bill Pay
• Contacts Us

CDB Mobile Banking is easy to use. Access CDB Mobile Banking from any web-enabled device, or download the app for iPhone® or Android® by clicking on the download links below.

ONLINE BANKING

Online Banking is a FREE service that allows our customers secure and convenient access to their accounts anytime. Some of the functions available with Online Banking are:

• Access and print information on all accounts, including loans
• Review and print transactions
• Transfer funds between accounts and make loan payments
• View and Confirm deposits, withdrawals, and checks cleared
• Receive E-Mail Alerts
• Bill Pay

Set up your online banking today! Contact us if you have any questions about our Online Banking or the self-service registration process.

Internet Banking and BillPay Terms and Conditions

Time Deposits

Individual Retirement Account

• OPEN TODAY: Only $10 minimum deposit.
• Interest paid semi-annually.
• 12 month fixed, 18 month fixed or variable, and 36 month fixed

*penalty may be imposed for early withdrawal*

Certificate of Deposit

• $500 minimum to open- 12, 18, 24, 36, 48, or 60 months.
• $2,500 minimum to open- 91, 182 day.
• Interest paid semi-annually.

*penalty may be imposed for early withdrawal*

Forms

Account Owner Information

Security Questions