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Privacy Policy

Commitment to Your Security: Your safety and security is very important to us.


FACTSWhat does Citizens Deposit Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and credit history
  • payment history and overdraft history
  • Employment information and account balances
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Citizens Deposit Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal infoDoes Citizens Deposit Bank Share?Can you limit this sharing?
For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products and services to you Yes No
For joint marketing with other financial companies: Yes No
For our affiliates' everyday business purposes: information about your transactions and experiences No We Don't Share
For our affiliates' everyday business purposes: information about your creditworthiness No We Don't Share
For nonaffiliates to market to you: No We Don't Share
What we do


How does Citizens Deposit Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We limit access to information to those employees for whom access is appropriate.
How does Citizens Deposit Bank collect my personal information? We collect your personal information, for example, when you:
  • Apply for a loan or deposit money
  • give us your contact information or give us your employment history
  • give us your income information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.


Affiliates Companies related by common ownership or control. They can be financial and non financial companies.
  • Citizens Deposit Bank has no affiliates.
Non Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Citizens Deposit Bank does not share with non-affiliates so they cannot market to you.
Joint Marketing A formal agreement between non affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include a Credit Card Company

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Routing Number: 083907984

To report a lost/stolen card or suspected fraud during non-banking hours, please call us at 1(800)264-4274 extension #-19247.