Closeup of a phone being held by a person


Use our interactive demo for our mobile/online banking services



CDB Mobile Banking is a convenient way to make transactions through a mobile device (cellphone, tablet, etc). Our mobile app is FREE and allows you to do all you can do at our banking center anytime, anywhere!

  • View account balance, activity, and transactions
  • Label accounts
  • Transfer funds
  • Locate a branch or ATM
  • Deposit Checks
  • Change PIN
  • Turn your CDB Visa Check Card ON/OFF
  • Bill Pay
  • Contacts Us

CDB Mobile Banking is easy to use. Access CDB Mobile Banking from any web-enabled device, or download the app for iPhone® or Android® by clicking on the download links below.

App Store Badge Android app on play logo

Mobile Remote Deposit Capture User Agreement

Requirements: APPLE Compatible with iPhone, iPod touch, and iPad requires iOS 5.0 or later, ANDROID 2.2 and up.

Mobile Wallet

Apple, Google and Samsung Pay is easy and works with the devices you use every day. You can make secure purchases in stores, in apps, and on the web. For more information on this product please contact one of our branch locations.


Online Banking is a FREE service that allows our customers secure and convenient access to their accounts anytime. Some of the functions available with Online Banking are:

  • Access and print information on all accounts, including loans
  • Review and print transactions
  • Transfer funds between accounts and make loan payments
  • View and Confirm deposits, withdrawals, and checks cleared
  • Receive E-Mail Alerts
  • Bill Pay

Set up your online banking today! Contact us if you have any questions about our Online Banking or the self-service registration process.

Internet Banking and BillPay Terms and Conditions


Text Message Banking allows 24-hour access of your accounts from your cell phone via text. You can also receive daily or monthly alerts on your account balances!

Just choose from one of our available text commands, send it to 662265 and we will automatically reply within seconds.


*Standard text messaging rates may apply.*


Online BillPay is a FREE service from CDB that allows you to easily keep track of all your payments. Contact or visit us to learn more!


With CDB’s SPIN- Person to Person Payments, you can easily send money to your friends and family directly from your checking account. Your transfer is safe and secure! Utilize this feature in the CDB Mobile Banking App:

  • After logging in, go to the Menu Tab and select “Move Money.”
  • Set up a New Transaction from your Checking Account, and select “+ Add New Payee” at the bottom of the screen.
  • Select “Person to Person,” fill out the rest of the information and send to the payee!

You can send money through SPIN- Person to Person Payments via Email, Text Message, or by entering the Payee’s Debit Card #.


Hickman Card Carlisle Card Ballard Card

Show your school spirit with our Spirit Card Program! Cards can be issued for Ballard, Carlisle, and Hickman County school systems.

To join us in supporting our local schools, simply get your spirit card, select “credit,” and sign for any transaction! Based on the total number of transactions, Citizens Deposit Bank will reward each respective school system with a cash donation.

Citizens Deposit Bank has donated over $30,000 to local schools through Spirit Cards!!

GET YOUR SPIRIT CARD TODAY by contacting one of our locations.

To report a lost/stolen card or suspected fraud during non-banking hours, please call us at 1(800)264-4274 extension #-19247.


Regular Visa Card
  • Customize or change your pin at any of our locations.
  • Compatible with our free Mobile Banking App.

Call or visit one of our locations to learn more!

To report a lost/stolen card or suspected fraud during non-banking hours, please call us at 1(800)264-4274 extension #-19247.


Why wait? Get your statements as soon as possible via Online/Mobile Banking or personal email! eStatements are a quick and convenient way to receive and review your statement.

ONLINE/MOBILE BANKING: 24/7 access to statements!

EMAIL: Sign up TODAY to have your monthly statement emailed directly to you. Call us or visit one of our locations.


  • FREE for our customers.
  • Each time you use your CDB Visa Check Card, your purchase amount will be rounded to the nearest dollar. The excess amount will be transferred to the designated savings account.
  • SET UP TODAY: visit one of our locations, or give us a call.


Click Here to Reorder Checks

If you are unable to place an order with ‘Checks For Less’, due to one of the following reasons, please call us at 270-655-6921:

  • New check order
  • Name or address change
  • Do not know starting number
  • Have not ordered with Checks For Less before


Into Citizens Deposit Bank

Wire to:
Bankers Bank
Frankfort, KY
ABA# 083901896
For the account of Citizens Deposit Bank
Acct. # 200689
For Final Credit: Customer’s name and account number

Contact Us

Mobile Banking

Online Banking

Reorder Checks


Routing Number: 083907984

To report a lost/stolen card or suspected fraud during non-banking hours, please call us at 1(800)264-4274 extension #-19247.